Kickstart your investment routine 🏁


In our previous article, we explained how a diversified portfolio helps reduce your exposure to risk. Now, let’s see how regular investing can boost your wealth over the long term.

Eat, sleep, invest, repeat :cut_of_meat: :sleeping_bed:t4: :money_with_wings: :repeat:

Not everyone has a lot of starting capital to invest. The good news is that you can build long-term wealth, even with a small investment. The important thing, however, is to invest regularly.

Instead of trying to time the markets and guessing the perfect moment to invest (which is very difficult), you can simply make a regular investment at the same time, every week or every month until you reach your goals.

Remember, investing isn’t a sprint, it’s a marathon, and investing regularly can help you stay the course. You can also be flexible and increase or decrease the amount if your goals or financial situation change.

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The cost-average effect :chart_with_upwards_trend:

Investing regularly creates a ‘cost-average effect’. Let’s say you want to invest in a stock and you have a set amount of cash available each month. If the shares are down one month, you’ll get more shares for your money. If the stock is more expensive next month, you’ll get fewer.

Over the years, it will balance out your cost to an average price. So, choosing exactly when to invest is much less important.

And don’t forget, you can also count on compound interest (or interest on interest) which will help your investment grow over time if you are patient.

Want to know more about compound interest? Read more in this article.

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Invest regularly with ETFs :bar_chart:

So far we’ve learned that investing regularly allows you to get started with small amounts, diversify your portfolio, compound your interest and get exposure to the cost-average effect. So, what next?

On BUX Zero, you can create a personalised Investment Plan with ETFs. Just go to the app and tap on ‘My Plans’ from your Portfolio page. Then you can add the ETFs you want and set a monthly budget. We’ll execute your plan automatically, each month, for a €1 fee, no matter how many ETFs you have in your plan.

Discover all the benefits of investing in ETFs regularly by clicking here.

Let’s test your knowledge! What does the cost-average effect do? :thinking:

  • It balances out the change in price of an asset
  • It’s the process of earning interest on your interest

0 voters

Investing your money is one of the most reliable ways to create wealth over time. Through this series of articles, we wanted to give you the essential tools to get started with investing. Ready to take your first steps? Download the app, fund your account and discover your free share!

‘‘All views, opinions, and analyses in this article should not be read as personal investment advice and individual investors should make their own decisions or seek independent advice. This article has not been prepared in accordance with legal requirements designed to promote the independence of investment research and is considered a marketing communication.’’

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Thanks @Fergus, love these articles!

The graph on the linked article about reasons to invest seems to be unavailable though (no picture).

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Great to hear @jvpnox ! Aah good one let me tell our Brand & Comms Team, thanks :pray:t4:

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